Bad Faith Insurance

Experienced North Carolina Bad Faith Insurance Lawyers

Insurance agents and insurance companies have an obligation to act in good faith toward their clients. North Carolina law compels them to treat their customers fairly in the payment of claims that are due. However, insurance companies that seek only to protect their bottom line often fail to live up to their obligations. At Smyth & Cioffi, LLP, in Raleigh, North Carolina, our attorneys have handled insurance bad faith claims for more than twenty years.

When your Insurance Company Isn't Treating You Fairly
Contact Smyth & Cioffi, LLP for a Free Initial Consultation
919.782.2000

Insurance bad faith typically involves the wrongful refusal of an insurance company to honor an insurance claim. Not every denied claim involves insurance bad faith.

Some of the common issues associated with insurance bad faith claims include:

• Failure to pay property, causality, or life insurance claims - Insurance companies have an obligation, within the policy limits, to timely pay or deny claims for damage to homes, cars, and other insured property, as well as death benefits in life insurance policies.
• Failure to properly defend an insured - Insurance companies are required to defend the interests and reputation of their insureds. For example, they may not simply pay out a medical malpractice claim when the claim is challenged by the insured.
• Improper settlement techniques - There are law and regulations that must be followed to ensure that the claims of insureds are properly paid.
• Underinsured coverage claims - When people carry underinsured or uninsured insurance coverage, insurance companies are obligated to make up the difference between the amount of coverage available from the other insurance company and the actual damages sustained.

Insurance bad faith issues typically affect people when they are most dependent on the protection provided by the insurance policy. Insurance companies and insurance adjustors know that people are willing to accept less than they are entitled to in order to ensure they get something. At Smyth & Cioffi, LLP, we are willing to fight to help our clients receive the full value of their insurance policies. We have an in-depth understanding of insurance law and can usually quickly determine whether a claim denial involved bad faith.

Contact our Experienced Raleigh Bad Faith Insurance Claim Lawyers

If you are involved in an insurance dispute and believe that the insurance company is acting in bad faith, please contact the lawyers at Smyth & Cioffi, LLP. Our attorneys can be contacted by phone at 919.782.2000, by e-mail, or by filling out the intake form on our Contact Us page.