Insurance Agent Negligence

North Carolina Insurance Agent Negligence Lawyers

Insurance claims can be denied for a variety of reasons, some valid, some fraudulent. Often people believe that they had coverage and due to negligent or intentional, errors or omissions by insurance agents, insurance companies deny claims. At Smyth & Cioffi, LLP, in Raleigh, North Carolina, we have extensive experience representing people throughout the Durham-Chapel Hill-Raleigh Triangle who have had insurance claims denied as a result of insurance agent negligence.

When your Insurance Company Isn't Treating You Fairly
Contact Smyth & Cioffi, LLP for a Free Initial Consultation
919.782.2000

The negligence of an insurance agent should not prevent an insured from collecting on a legitimate insurance claim. Nonetheless, insurance agents are reluctant or unwilling to admit mistakes and valid insurance claims are often denied by parent insurance companies. Our lawyers have successfully handled numerous cases involving insurance agent negligence. Many issues can lead to insurance agent negligence claims:

• Failure of insurance agent or broker to procure insurance coverage
• Failure to advise people on options or appropriate insurance choices
• Illegal transfer of insurance premiums
• Misrepresentation of coverages
• Agent malpractice
• Insurance agent errors and omissions
• Agent Malfeasance
• Failure to bind coverage
• Failure to activate insurance

Establishing insurance agent negligence is complex. In cases involving outright theft or insurance fraud, payments can often be tracked to show that premiums were paid on policies that did not exist. However, these are rare. More often, insurance agent negligence involves policy provisions that an insured believed was part of a policy and covered by their premiums, but was never included in the insurance contract.

Each of our attorneys has more than twenty years of legal experience. We are widely recognized for our skilled handling of settlement negotiations and litigation involving insurance agent negligence. If other North Carolina lawyers trust us to handle their insurance law matters, you should, too.

Contact our Experienced Raleigh Insurance Lawyers

If you are involved in an insurance dispute involving insurance agent negligence, please contact the lawyers at Smyth & Cioffi, LLP. Our attorneys can be contacted by phone at 919.782.2000, by e-mail, or by filling out the intake form on our Contact Us page.